Comparing insurance quotes with leading UK brokers

Save both time and money on your landlord insurance needs by comparing quotes online with leading UK insurers and brokers in minutes. If you have a property that is on rent to tenants such as professionals, DSS or students then you must ensure that your buy to let home has adequate building cover and also, as a property owner you need to have the appropriate liability policy as well.

Even though a landlords buy-to-let building insurance policy is not a legal requirement for the homeowner, it is highly recommended that rented building is protected. A Buy-to-Let property policy is an excellent investment and surprisingly are very competitively priced by most insurers. If the home owner wants to further reduce the premium then just increasingly the policy excess slightly will reduce the premiums payable considerably.

Types of policies available on the online quotation system include:

1. Residential landlord: with option to include both building and contents in required. Policy is underwritten by some of the best known UK insurers.
2. Tenants contents: This policy is available to a wide variety of tenant types including students that are living in shared accommodation, bed-sits, living in rented flats, professionals in let homes etc.
3. UK holiday home insurance: Cover available for second and holiday let homes via the landlord insurance option through the quote system.
4. Commercial property: is available to landlords requiring buildings cover on their, shop, office, surgery, takeaway, restaurant etc.
5. Rent and legal protection: Choice of 3 different products including legal expenses, 6 month legal expenses and rent guarantee or a 12 month legal expenses and rent guarantee policy.
6. Owner occupier policy: Compare standard home insurance cover to protect your building and contents.

Landlord insurance overview

To get a cheap landlord building insurance quote, simply complete the online let property quote form. You will be contacted directly by brokers that specialise in the buy to let property insurance policies. You choose the best provider for your needs both in terms of cover provided and premium quoted.

It is advisable that the landlord reads the full policy document, policy schedule, policy summary and any other terms and conditions carefully before committing to buying and cover.

Property owners can get cheap landlord insurance quotes by meeting certain criteria’s such as;

• Increasing the policy excess will usually result in cheaper policies.
• The building sum insured (BSI) must be accurate and do not automatically assume that the BSI is the same as the market value of the premises. When you buy a new buy-to-let property the surveyor report will indicate as to how much the building should be insured for.
• If you have owned the rented building for some time and have built a no claims bonus will usually also result in lower premiums with some underwriters.
• The type of tenants that you have also has a significant bearing on how much your landlord’s insurance policy will cost. Tenants such as professionals / working people usually attract the lowest premium with Asylum Seeker tenants tending to attract higher premiums payable.

Compare landlord insurance quotes with some of the best UK property insurance brokers by using the online quote comparison system. Tailor the let property policy to suit your individual needs. Instant cover for most risks at highly competitive rates.