Flat Roof House Insurance
Compare flat roof home insurance cover from specialist UK property brokers and underwriters that have specific schemes catering for all type of flat roofed buildings.
Typical flat roof constructions include;
- Asphalt
- Concrete
- Felt on timber
- Fibreglass
- Membrane
- Metal roof
- Plastic
- Rubber – Ethylene Propylene Diene Monomer (EPDM)
Flat Roof Building Insurance
Property owners with a flat roof building would have noticed that most home insurance providers do not offer any cover for buildings with flat roofs. We have partnered with a select few specialist flat roof insurance companies that can provide comprehensive policies for all types of traditional, non standard construction, flats, thatched roof and new build homes. For a quote, simply complete of online form and you will get a call back directly from the provider with full quotation and policy details including their terms of business. Most flat roof property insurance policies will have some form of flat roof warranty that the policyholder needs to adhere to.
Flat Roof
If you want to insure a property that is has a flat roof area of say only 25 percent, then most home insurers will normally offer terms. However if you property has a flat roof of more than 35 percent then most traditional house insurance companies will decline to offer a quotation because the property falls out of their acceptable risk criteria. This does not mean that you have been declined insurance, it just means that the risk proposed to the insurer does not meet their underwriting acceptance criteria.
Our partner brokers have negotiated specific schemes with specialist insurers including the Lloyds of London markets to enable them to offer comprehensive buildings and contents insurance policies for clients with properties deemed to be non standard constructions such as flat roofs, timber built, flood area, underpinned etc.
A flat roof home insurance policy provides the same cover as that of a non flat roof property. The insurers however do endorse the policy with some additional terms and conditions. typically this will include that the flat roof must be inspected by a professional roofer every x number of years. Any problems highlighted by the roofer or the builder must be rectified within a specific time frame. Read the policy summary, policy wording and the insurers terms of business before you commit to the flat roof house insurance policy. Ensure that you are happy that the cover offered meets your needs and that you understand the policy including any conditions and warranties.
